Wise Terms and Conditions

Wise Terms and Conditions

The following Terms of Use constitute an agreement between you and Women in Multifamily Association, LLC, DBA Wise and WiseHer ("Company," "we," or "us").

These Terms of Use, along with any referenced documents, collectively referred to as "Terms of Use," govern your usage of and access to Therealestateinvesther.com, including its content, features, and services (the "Website"). Whether you are a guest or a registered user, please carefully read and understand these Terms of Use before utilizing the Website. By accessing the Website or by clicking to accept or agree to these Terms of Use when presented with the option, you acknowledge and agree to be bound by these Terms of Use and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms of Use, including the referenced agreements, you must refrain from accessing or using the Website.

This Website is intended for use by individuals aged 18 years and older. By accessing and using the Website, you affirm that you are of legal age to enter into a binding contract with the Company and meet all applicable eligibility criteria. If you do not meet these requirements, you are prohibited from accessing or using the Website.

CHANGES TO THESE TERMS OF USE

We retain the right to modify and update these Terms of Use at our discretion. Such changes become effective immediately upon posting and are applicable to all subsequent access to and use of the Website. Continued usage of the Website after revised Terms of Use are posted signifies your acceptance and agreement to the modifications. It is your responsibility to periodically review this page for any updates, as these Terms of Use are binding on you.

PRIVACY

Your utilization of the Website is also subject to the Company's Privacy Policy. We encourage you to review our Privacy Policy, which governs the Website and outlines our data collection practices. Your acceptance of these Terms of Use incorporates your agreement to the Privacy Policy.

DISCLAIMER

The Company's Disclaimer is also applicable to your use of the Website. Please review our Disclaimer, which governs the Website and informs users about limitations regarding the information provided on the Website. Your acceptance of these Terms of Use includes your agreement to the Disclaimer.

ACCESS TO THE WEBSITE AND ACCOUNT SECURITY

We reserve the right to withdraw or modify this Website, along with any service or content provided through it, at our sole discretion and without prior notice. We are not liable if, for any reason, all or a part of the Website becomes unavailable at any time or for any duration. We may, at times, restrict access to specific sections of the Website or the entire Website to certain users, including registered users.

To access the Website or certain resources it offers, you may need to provide specific registration details or other information. Your use of the Website and any resources downloaded from it necessitates that all information you submit on the Website is accurate, up-to-date, and complete. You agree that all information you provide during registration on this Website or through the use of any interactive features on the Website is governed by our Privacy Policy, and you consent to how we handle your information in accordance with our Privacy Policy.

If you are provided with or select a username, password, or any other security information as part of our security protocols, you must treat this information as confidential and not disclose it to others. Your account is personal to you, and you agree not to share access to the Website, or any portion of it, using your username, password, or other security details. Notify us immediately of any unauthorized access or use of your username, password, or any security breach. Additionally, ensure you log out of your account at the end of each session. Exercise caution when accessing your account from a shared or public computer to prevent others from viewing or recording your password or personal information.

We retain the right to disable any username, password, or other identifier, whether chosen by you or provided by us, at our discretion and for any reason, including if we believe you have violated any provision of these Terms of Use.

NO UNLAWFUL OR PROHIBITED USE AND INTELLECTUAL PROPERTY

You are granted a non-exclusive, non-transferable, revocable license to access and use the Website and the resources available for download from the Website, solely in accordance with these Terms of Use.

As a condition of your usage of the Website, you warrant to the Company that you will not employ the Website or any resources available for download from the Website for any illegal or prohibited purposes. You must not use the Website or any resources available for download from the Website in a manner that may harm, disable, overload, or impair the Website or interfere with the enjoyment of the Website by other parties. You may not access materials or information through any means not intentionally provided or made accessible through the Website.

All content, including text, graphics, logos, images, and software used on the Website, is the property of the Company or its suppliers, protected by copyright and other laws safeguarding intellectual property and proprietary rights. You agree to adhere to all copyright and other proprietary notices, legends, or restrictions present in such content and not make any alterations to them.

You may not modify, publish, transmit, reverse engineer, engage in the transfer or sale, create derivative works, or otherwise exploit any content, in whole or in part, found on the Website or within the resources available for download from the Website.

The Company's content is not for resale. Your use of the Website or any resources available for download from the Website does not grant you the right to make any unauthorized use of protected content. In particular, you may not delete or alter any proprietary rights or attribution notices in any content. You may only use protected content for your personal use and obtain no other rights to the content except those expressly authorized by these Terms.

The Company's name, logo, slogan, and associated names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must obtain written permission from the Company before using these marks. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY

As detailed in the Disclaimer, the information presented on this Website and within the downloadable resources is provided exclusively for educational and informational purposes. The information on this Website and in these resources is not intended as, nor should it be construed as, legal, financial, tax, medical, health, or any other professional advice.

ACCURACY AND PERSONAL RESPONSIBILITY

As specified in the Disclaimer, we have made efforts to ensure the accuracy and value of the information provided on this Website and in the resources available for download. However, we cannot guarantee the accuracy of this information. Neither the Company nor its owners or employees can be held liable or accountable for any errors or omissions on this Website or for any harm resulting from failure to seek professional advice from a qualified expert familiar with your particular circumstances.

By using this Website, you take personal responsibility for the consequences of your actions. You agree to assume full responsibility for any harm or damage incurred due to the use or non-use of the information accessible on this Website or in the resources available for download. You also agree to exercise judgment and conduct due diligence before taking any actions or implementing any plans or policies recommended on this Website.

NO GUARANTEES AS TO RESULTS

As elaborated more comprehensively in our Disclaimer, it is imperative to understand and agree that Women in Multifamily Association, LLC DBA Wise and WiseHer ("the Company") does not make any assurances regarding the outcomes of actions taken, whether they are recommendations from this Website or not. The Company provides educational and informational resources with the intention of assisting users of this Website in achieving their goals. Nonetheless, it is essential to acknowledge that your ultimate success or failure hinges on your individual efforts, the unique circumstances you encounter, and countless other factors beyond the control and knowledge of the Company.

Additionally, it is vital to recognize that previous results do not serve as a guarantee of similar future outcomes. Therefore, the achievements of others, including clients of the Company or any other parties, who apply the principles outlined on this Website, should not be interpreted as a guarantee that you or any other person or entity will achieve identical results.

EMAIL AND OTHER ELECTRONIC COMMUNICATIONS

Your visit to the Website or the transmission of emails to the Company constitutes electronic communications. By doing so, you consent to receive electronic communications, and you acknowledge that any agreements, notices, disclosures, or other communications provided to you electronically, via email or on the Website, satisfy any legal requirement necessitating written communication.

While we welcome communication via email, please be aware that such email exchanges do not establish a business relationship or any form of contractual relationship. As detailed further in our Privacy Policy, we will take reasonable measures to maintain the confidentiality of communications, but we cannot guarantee the security of such exchanges. We may also be obligated to disclose these communications pursuant to a court order.

USE OF COMMUNICATION SERVICES

The Website may offer communication features such as bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, blog comment sections, and other similar facilities designed to enable public or group interaction ("Communication Services"). You are required to use these Communication Services exclusively for posting, sending, and receiving messages and content that are appropriate and relevant to the specific Communication Service.

For instance, when using a Communication Service, you agree not to:

• Defame, abuse, harass, stalk, threaten, or violate the legal rights (including privacy and publicity rights) of others.
• Publish, post, upload, distribute, or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful content or information.
• Upload files containing software or other material protected by intellectual property laws, unless you own or control the rights or have obtained all necessary consents.
• Upload files containing viruses, corrupted files, or any other software or programs that could harm the operation of another person's computer.
• Advertise, sell, or buy goods or services for business purposes, unless the Communication Service explicitly allows such messages.
• Conduct surveys, contests, pyramid schemes, or chain letters without proper authorization.
• Download any file posted by another user that you know, or reasonably should know, cannot be legally distributed.
• Falsify or delete any author attributions, legal notices, or proprietary designations or labels on uploaded files.
• Restrict or inhibit any other user's use and enjoyment of the Communication Services.
• Violate any code of conduct or guidelines applicable to a particular Communication Service.
• Harvest or collect information about others, including email addresses, without their consent.
• Violate any applicable laws or regulations.

The Company is not obligated to monitor the Communication Services but reserves the right to review and remove content, in its sole discretion. The Company may also restrict or terminate access to any Communication Service at any time without notice, for any reason.

Furthermore, the Company retains the right to disclose any information as required to comply with applicable laws, regulations, legal processes, or government requests. We may also edit, refuse to post, or remove content or information, in whole or in part, at our sole discretion.

Please exercise caution when sharing personally identifying information in any Communication Service. The Company does not control or endorse the content, messages, or information found in these Communication Services, and therefore, we specifically disclaim any liability concerning the Communication Services and any actions resulting from your participation in them. Managers and hosts of these services do not act as Company spokespersons, and their views do not necessarily represent those of the Company.

Materials uploaded to a Communication Service may be subject to limitations on usage, reproduction, and dissemination. You are responsible for adhering to these limitations when you upload materials.

MATERIALS PROVIDED TO THE WEBSITE

The Company does not assert ownership over the materials you provide to the Website, including feedback and suggestions, or those you post, upload, input, or submit to any Website or our associated services (collectively referred to as "Submissions"). However, by submitting, posting, uploading, providing, or inputting your Submissions, you grant the Company, our affiliated companies, and necessary sublicensees the permission to use your Submissions for the operation of their Internet businesses. This includes, but is not limited to, the right to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submissions. You also permit us to publish your name in connection with your Submissions.

No compensation will be provided for the use of your Submissions, as stipulated herein. The Company is not obligated to post or use any Submission you provide, and we may remove any Submission at any time at our discretion.

By submitting, posting, uploading, providing, or inputting your Submissions, you guarantee that you own or possess all rights necessary to provide, post, upload, input, or submit the Submissions as described in this section.

LINKS TO THIRD-PARTY WEBSITES AND SERVICES

The Website may include links to other websites ("Linked Websites"). These Linked Websites are not under the control of the Company, and the Company is not responsible for the content of any Linked Website, including links within a Linked Website or any changes or updates to a Linked Website. We provide these links solely for your convenience, and their inclusion does not imply our endorsement of the Website or any association with its operators.

Certain services available via the Website may be delivered by third-party websites and organizations. By using any product, service, or functionality originating from the Website, you acknowledge and consent that the Company may share information and data with any third party with whom the Company has a contractual relationship to provide the requested product, service, or functionality on behalf of Website users and customers.

USE OF TEMPLATES AND FORMS

Women in Multifamily Association, LLC DBA Wise and WiseHer ("the Company") offers various templates and forms for download or purchase on this Website. The Company provides you with a limited, personal, non-exclusive, non-transferable license to utilize our templates and forms for your individual or internal business purposes. It is important to acknowledge and consent that, except as expressly provided, you are not authorized to modify, edit, copy, reproduce, create derivative works from, reverse engineer, alter, enhance, or exploit any of the templates and forms in any manner. The sole permissible modification is for the purpose of completing the templates and forms for your authorized use.

By procuring or downloading these Forms, you agree that they are exclusively intended for your personal or business use and may not be sold or redistributed without the prior express written consent of the Company.

USE OF PAID COURSES, PROGRAMS, AND ASSOCIATED MATERIAL

Periodically, Women in Multifamily Association, LLC DBA Wise and WiseHer provides various courses, programs, and associated materials for purchase on this Website. The Company extends to you a limited, personal, non-exclusive, non-transferable license to employ our courses, programs, and associated materials (collectively referred to as the “Courses”) solely for your personal or internal business purposes. Except as explicitly provided, you acknowledge and agree that you are not entitled to modify, edit, copy, reproduce, create derivative works from, reverse engineer, alter, enhance, or exploit any aspect of the Courses in any manner.

By procuring or participating in Courses, you affirm that the Courses you acquire or download are intended for your personal or business use exclusively and may not be sold or distributed without the prior express written consent of the Company.

Furthermore, by procuring or participating in Courses, you commit not to develop any derivative work based on the Courses and to refrain from offering any competing products or services derived from the information contained in the Courses.

USE OF FREE DOWNLOADABLE CONTENT

Women in Multifamily Association, LLC DBA Wise and WiseHer makes available various resources on this Website, accessible upon providing an email address. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our resources, which are provided in exchange for your email address (referred to as the “Freemium Content”), strictly for your individual or internal business purposes. Unless expressly stated otherwise, you recognize and consent that you are not authorized to modify, edit, copy, reproduce, create derivative works from, reverse engineer, alter, enhance, or in any way exploit the Freemium Content.

By downloading the Freemium Content, you agree that it may solely be used by you for your personal or business purposes and may not be sold or distributed without the prior express written consent of the Company.

Additionally, by downloading the Freemium Content, you undertake not to develop any derivative work predicated on the Freemium Content and not to offer any competing products or services founded on the information contained in the Freemium Content.

GUESTS

Women in Multifamily Association, LLC DBA Wise and WiseHer may, on occasion, present information from a third party in various forms such as podcast guest interviews, interviews on other platforms, guest blog posts, or other mediums. The Company does not exercise control over the information provided by these third-party guests, does not bear responsibility for verifying the accuracy of the information they provide, and cannot guarantee the truthfulness of statements made by such guests.

Individuals who consent to appear as guests on any podcast offered by the Company agree to transfer all intellectual property rights they may hold in any such interviews to the Company. Furthermore, they grant a license for any rights they are unable to assign.

CANCELLATION / REFUND POLICIES

We are committed to ensuring your satisfaction with your purchase; however, we also expect you to exert your best effort in applying the strategies presented in our program(s). You must demonstrate that you have made a genuine attempt to implement the program without success. To satisfy this requirement, you must submit the work detailed in the terms and conditions for the program for which you are requesting a cancellation or refund.

Your level of success in achieving the results described in our materials is dependent on various factors, including the time and effort you invest in implementing the strategies, your financial resources, your level of knowledge, and your skillset. As these factors vary from individual to individual, we cannot guarantee your success or income level. We are not responsible for your actions, and no guarantees are made that you will achieve results similar to ours or anyone else’s. In fact, no guarantees are made that you will attain any results from employing the ideas and techniques presented in our materials. All sales are considered final, and all payments are non-refundable.

Upon determining that you qualify for a cancellation or refund as per this policy, Women in Multifamily Association, LLC DBA Wise and WiseHer will promptly instruct its payment processor to issue the refund. It is important to note that we do not have control over our payment processor's timeline for processing refunds, and we are unable to expedite the refund process.

In the event that you receive a refund for any purchase under the terms and conditions outlined herein, all licenses granted to you for using the provided materials under these Terms of Use or any other agreement will be immediately terminated. You are required to cease using the materials and to destroy all copies of the information provided to you, including, but not limited to, video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups exclusive to paying members, and other resources.

NO WARRANTIES

Women in Multifamily Association, LLC DBA Wise and WiseHer does not provide any warranties concerning the performance or operation of this website. The Company also does not make any representations or warranties, whether express or implied, regarding the information, content, materials, documents, programs, products, books, or services offered on or through this website. To the fullest extent permitted by law, the Company disclaims all warranties, both express and implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

LIMITATION OF LIABILITY

By using the information contained on this website and/or the resources available for download from this website, you agree to release the Company from any and all liability or losses that you or any person or entity associated with you may experience or incur. This release covers any damages, including but not limited to direct, indirect, special, incidental, equitable, or consequential losses or damages resulting from your use of this website.

It is important to note that the information, software, products, and services included in or accessible through the website may contain inaccuracies or typographical errors. The Company and/or its suppliers may introduce improvements and/or changes to the website at any time. Therefore, the Company and/or its suppliers do not provide any representations about the suitability, reliability, availability, timeliness, or accuracy of the information, software, products, services, and related graphics featured on the website for any purpose.

To the fullest extent permitted by applicable law, all such information, software, products, services, and related graphics are provided "as is" without any warranty or condition of any kind. The Company and/or its suppliers disclaim all warranties and conditions with regard to this information, software products, services, and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement.

NO GUARANTEES AS TO RESULTS

Women in Multifamily Association, LLC DBA Wise and WiseHer, to the fullest extent allowed by applicable law, shall not be held liable for any direct, indirect, punitive, incidental, special, or consequential damages, including, but not limited to, damages for loss of use, data, or profits. These damages can arise from the use or performance of the website, any delay or inability to use the website or related services, the provision or failure to provide services, or the acquisition of information, software, products, services, and related graphics through the website. This limitation applies whether the basis of the claim is contract, tort, negligence, strict liability, or otherwise, even if Women in Multifamily Association, LLC DBA Wise and WiseHer or any of its suppliers has been advised of the possibility of such damages. Some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitation may not apply to you. If you are dissatisfied with any portion of the website or any of these terms of use, your sole and exclusive remedy is to discontinue using the website.

ARBITRATION

You hereby waive any present or future claims arising from or related to this Website, Women in Multifamily Association, LLC DBA Wise and WiseHer, any contracts you enter into with Women in Multifamily Association, LLC DBA Wise and WiseHer, and any products and services provided by Women in Multifamily Association, LLC DBA Wise and WiseHer.

Should you attempt to assert such a claim, you expressly agree to resolve it solely through binding arbitration in Gardnerville, Nevada. You also agree to waive your right to engage in class arbitration, opting instead for individual arbitration concerning any claims made by you or any entity associated with you against Women in Multifamily Association, LLC DBA Wise and WiseHer. Furthermore, you acknowledge your responsibility for all costs associated with initiating arbitration and administering the arbitration process, to the extent permissible by law.

INTERNATIONAL USERS

The Service is operated and administered by Women in Multifamily Association, LLC DBA Wise and WiseHer from its offices within the USA. If you access the Service from a location outside the USA, you are responsible for complying with all local laws. You agree that you will not use the Company Content accessed through the Website in any country or manner prohibited by applicable laws, restrictions, or regulations.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Women in Multifamily Association, LLC DBA Wise and WiseHer, its officers, directors, employees, agents, and third parties from any losses, costs, liabilities, and expenses, including reasonable attorneys’ fees, arising from or related to your use of the Website or services, any user postings made by you, your violation of any terms of this Agreement, your violation of any rights of a third party, or your violation of any applicable laws, rules, or regulations. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you will cooperate fully with Women in Multifamily Association, LLC DBA Wise and WiseHer in asserting any available defenses.

TERMINATION AND ACCESS RESTRICTION

Women in Multifamily Association, LLC DBA Wise and WiseHer reserves the right, at its sole discretion, to terminate your access to the Website and its related services or any portion thereof at any time, without prior notice. You hereby consent to resolve any disputes arising under or related to this Website or the Terms of Use through arbitration, as outlined in the Arbitration Clause above. Unauthorized use of the Website is prohibited in any jurisdiction that does not enforce all provisions of these Terms, including this section.

NO JOINT VENTURE OR OTHER RELATIONSHIP​

You acknowledge that no joint venture, partnership, employment, or agency relationship exists between you and Women in Multifamily Association, LLC DBA Wise and WiseHer as a result of this agreement or your use of the Website. The Company's performance of this agreement is subject to existing laws and legal processes, and nothing in this agreement infringes upon the Company's right to comply with governmental, court, and law enforcement requests or requirements related to your use of the Website or information provided to or gathered by Women in Multifamily Association, LLC DBA Wise and WiseHer with regard to such use. In the event that any part of this agreement is deemed invalid or unenforceable according to applicable law, including the warranty disclaimers and liability limitations set forth above, the invalid or unenforceable provision will be replaced by a valid, enforceable provision that most closely matches the intent of the original provision. The remainder of the agreement shall continue in effect.

ENTIRE AGREEMENT​

Unless otherwise specified, this agreement, in conjunction with the Privacy Policy and Disclaimer, constitutes the entire agreement between you and Women in Multifamily Association, LLC DBA Wise and WiseHer regarding the Website, superseding all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Women in Multifamily Association, LLC DBA Wise and WiseHer concerning the Website. A printed version of this agreement and any notice provided electronically shall be admissible in judicial or administrative proceedings to the same extent and subject to the same conditions as other business documents and records generated and maintained in printed form. The parties expressly agree that this agreement and all related documents will be written in English.

CHANGES TO TERMS

Women in Multifamily Association, LLC DBA Wise and WiseHer reserves the right, at its sole discretion, to modify the Terms under which the Website is offered. The most recent version of the Terms will supersede all prior versions. The Company encourages you to periodically review the Terms to stay informed about updates.

CONTACT US

Women in Multifamily Association, LLC DBA Wise and WiseHer welcomes your questions or comments regarding the Terms:

Email Address: [email protected]